The ruling on performing Hajj by taking a Loan

Question:

I want to perform Hajj to the sacred House of Allah, but I do not have what will suffice me for that. The place where I work agreed to give me a loan to cover the expenses of the Hajj, which is to be repaid by deductions from my salary afterwards. Is this acceptable?

Answer:

It is acceptable that you do this. If you performed Hajj with money that you borrowed, indeed it is accepted. However, it is better and more appropriate that you do not do this, because Allah has only made Hajj obligatory on whoever is able to find a way there, and right now you are not able to find a way. You should not take out a loan. For you do not know maybe you will take a loan, and the debt will remain under your responsibility, and then you will able to repay it afterwards. You may become ill or you may not be able to get a job in the field that you work in or you may die. Therefore, you should not take a loan. Whenever Allah enriches you and you are able to get some wealth that you can perform Hajj with, then do so. If not, then do not take a loan.

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